{"id":23944,"date":"2021-03-04T12:27:33","date_gmt":"2021-03-04T12:27:33","guid":{"rendered":"https:\/\/www.fuwinsurance.co.uk\/?p=23944"},"modified":"2022-03-16T15:11:03","modified_gmt":"2022-03-16T15:11:03","slug":"maer-tymor-wyna-wedi-cyrraedd-beth-iw-ystyried","status":"publish","type":"post","link":"https:\/\/www.fuwcommercial.co.uk\/cy\/2021\/03\/04\/maer-tymor-wyna-wedi-cyrraedd-beth-iw-ystyried\/","title":{"rendered":"Mae\u2019r tymor wyna wedi cyrraedd – beth i’w ystyried"},"content":{"rendered":"

gan Jackie Burrows, Rheolwr Datblygu Busnes, Gwasanaethau Yswiriant FUW Cyf<\/b><\/p>\n

Mae\u2019r tymor \u0175yna ar y trothwy. Yn ogystal \u00e2 pharatoi eich fferm a’ch da byw ar gyfer y cyfnod dwys hwn, mae hefyd yn hanfodol ystyried ffactorau eraill, fel eich yswiriant. Gall hwn fod yn amser o straen ac yn gyfnod heriol i ffermwyr, gan orfod delio \u00e2 genedigaethau dyrys, mabwysiadu a gweithio bob awr i sicrhau bod pethau’n mynd mor llyfn \u00e2 phosibl. Y peth gorau yw paratoi ymlaen llaw fel eich bod yn barod ar gyfer y cyfnod hwn o risg uwch.<\/span><\/p>\n

 <\/p>\n

Rhagor o staff<\/b><\/p>\n

Mae llawer o ffermydd yn llogi staff ychwanegol i helpu yn ystod y tymor \u0175yna i ymdopi \u00e2’r llwyth gwaith cynyddol a’r prysurdeb. Cofiwch, hyd yn oed os taw dros dro yw eich staff, mae’n ofynnol yn gyfreithiol i chi gael yswiriant atebolrwydd cyflogwyr ac mae’r un rheolau yn berthnasol ar gyfer staff gwirfoddol. Gall yr unig eithriad fod yn berthnasol i aelodau uniongyrchol o’r teulu ond gwnewch yn si\u0175r eich bod yn gwirio hyn gyda’ch Gweithredwr Cyfrifon lleol yng Ngwasanaethau Yswiriant FUW.<\/span><\/p>\n

 <\/p>\n

Diadell fwy<\/b><\/p>\n

Dylai eich yswiriant fferm gwmpasu pob elfen o’ch fferm, o adeiladau a chynnwys i dda byw ac atebolrwydd. Fodd bynnag, nid yw pob polisi’r un peth ac os na chymerir gofal am y manylion bach, mae\u2019n bosib na fydd yr yswiriant cywir gyda chi. Er enghraifft, er y gallai eich diadell graidd gael ei chynnwys o dan eich polisi yswiriant, gallai’r ffigwr hwn ddyblu yn ystod y tymor \u0175yna. Er mwyn sicrhau bod eich \u0175yn wedi eu hyswirio, bydd angen i chi sicrhau bod eich polisi’n cynnwys eich praidd gan gynnwys \u0175yn newydd eu geni. Er nad yw’r \u0175yn yn cael eu hystyried fel eich praidd fel y cyfryw, pe bai unrhyw beth yn digwydd iddynt cyn iddynt gael eu gwerthu, bydd y nodwedd hon o’ch yswiriant yn sicrhau na fyddwch ar golled.<\/span><\/p>\n

Ffoniwch<\/a> eich cangen Gwasanaethau Yswiriant FUW leol am sgwrs gyda’n t\u00eem cyfeillgar.<\/span><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

gan Jackie Burrows, Rheolwr Datblygu Busnes, Gwasanaethau Yswiriant FUW Cyf Mae\u2019r tymor \u0175yna ar y trothwy. Yn ogystal \u00e2 pharatoi eich fferm a’ch da byw ar gyfer y cyfnod dwys hwn, mae hefyd yn hanfodol ystyried ffactorau eraill, fel eich…<\/p>\n","protected":false},"author":12,"featured_media":23184,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2,29],"tags":[],"class_list":["post-23944","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-agriculture","category-insurance"],"translation":{"provider":"WPGlobus","version":"3.0.2","language":"cy","enabled_languages":["en","cy"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"cy":{"title":true,"content":true,"excerpt":false}}},"acf":[],"yoast_head":"\nMae\u2019r tymor wyna wedi cyrraedd - beth i'w ystyried<\/title>\n<meta name=\"description\" content=\"Yn ogystal \u00e2 pharatoi eich fferm a'ch da byw at y tymor wyna, mae hefyd yn hanfodol ystyried ffactorau eraill, fel eich yswiriant.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fuwcommercial.co.uk\/2021\/03\/04\/maer-tymor-wyna-wedi-cyrraedd-beth-iw-ystyried\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mae\u2019r tymor wyna wedi cyrraedd - 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