{"id":23757,"date":"2020-12-09T11:20:08","date_gmt":"2020-12-09T11:20:08","guid":{"rendered":"https:\/\/www.fuwinsurance.co.uk\/?p=23757"},"modified":"2022-03-16T15:27:51","modified_gmt":"2022-03-16T15:27:51","slug":"insuring-your-christmas","status":"publish","type":"post","link":"https:\/\/www.fuwcommercial.co.uk\/cy\/2020\/12\/09\/insuring-your-christmas\/","title":{"rendered":"Yswirio\u2019ch Nadolig"},"content":{"rendered":"

gan Jackie Burrows, Rheolwr Datblygu Busnes, Gwasanaethau Yswiriant FUW Cyf<\/b><\/p>\n

Mae gadael bocsys gwag o anrhegion drud allan ar y stryd a gadael goleuadau arno drwy\u2019r amser yn ddwy risg nad ydych yn debygol o ddod ar eu traws ar unrhyw adeg arall o’r flwyddyn.<\/span><\/p>\n

Felly cyn i chi fynd ati i wario a chodi gwydraid i ddymuno iechyd da, sicrhewch fod eich yswiriant yn ddigon i ddiogelu eich lles ariannol y Nadolig hwn.<\/span><\/p>\n

Tanau t\u0177<\/b><\/p>\n

Mae tanau mewn tai yn risg fawr ym mis Rhagfyr, felly gwnewch yn si\u0175r bod eich symiau sydd wedi’u hyswirio yn gyfredol. Dylai yswiriant adeiladau dalu cost ailadeiladu eich cartref yn gyfan gwbl, gan gynnwys costau cynllunio a phensaern\u00efaeth.<\/span><\/p>\n

Sicrhewch fod y ffigur hwn yn gyfredol ac nad yw’n seiliedig ar werth marchnad eich cartref. Os nad yw’n ddigonol, efallai y cewch lawer llai pe bai hawliad yn cael ei wneud, hyd yn oed os mae un ystafell yn unig sy\u2019n cael ei ddifrodi gan d\u00e2n, gan y bydd eich eiddo yn cael ei dan-yswirio yn ei gyfanrwydd.<\/span><\/p>\n

Cynnwys Drud<\/b><\/p>\n

Mae rhai polis\u00efau yswiriant cartref yn cynnig cynnydd cynnwys awtomatig o gwmpas y Nadolig sy\u2019n cymryd siopa a\u2019r anrhegion ar \u00f4l y Nadolig i ystyriaeth. Os nad yw\u00a0 hwn ar eich yswiriant, a’ch bod yn disgwyl cyfnewid rhodd foethus neu os oes gyda chi deulu mawr, gallai fod yn werth edrych i mewn i ychwanegu hwn er mwyn diogelu\u2019ch anrhegion a’ch eiddo newydd<\/span><\/p>\n

Pan fydd gyda chi funud sb\u00e2r ar \u00f4l i’r dathliadau orffen, ail-gyfrifwch i weld faint y byddai’n ei gostio i ailosod eich holl eiddo i weld a ydych chi’n dal i fod o fewn <\/span>terfynau cyfforddus eich polisi yswiriant.<\/b><\/p>\n

Lladrata<\/b><\/p>\n

Os yw lleidr wedi cael mynediad hawdd at nwyddau, er enghraifft, set offer newydd mewn sied heb ei chloi, neu ddrws ar agor, mae’n annhebygol y cewch chi yswiriant am rywbeth sydd wedi’i ddwyn. Cymerwch ofal arbennig i ddiogelu eich eiddo, oherwydd gall mis Rhagfyr, yn benodol, gynyddu cyfleoedd troseddwyr sy’n manteisio ar nosweithiau hirach ac anrhegion drud.<\/span><\/p>\n

Os nad ydych yn glir am unrhyw beth ar eich polisi yswiriant, cysylltwch<\/a> \u00e2’ch Gweithredwr Cyfrif Yswiriant yn eich swyddfa Yswiriant FUW leol i roi rhywfaint o eglurder i chi.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

gan Jackie Burrows, Rheolwr Datblygu Busnes, Gwasanaethau Yswiriant FUW Cyf Mae gadael bocsys gwag o anrhegion drud allan ar y stryd a gadael goleuadau arno drwy\u2019r amser yn ddwy risg nad ydych yn debygol o ddod ar eu traws ar…<\/p>\n","protected":false},"author":12,"featured_media":24130,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23757","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorised"],"translation":{"provider":"WPGlobus","version":"3.0.2","language":"cy","enabled_languages":["en","cy"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"cy":{"title":true,"content":true,"excerpt":false}}},"acf":[],"yoast_head":"\nYswirio\u2019ch Nadolig - Gwasanaethau Yswiriant Undeb Amaethwyr Cymru<\/title>\n<meta name=\"description\" content=\"Cyn i chi fynd ati i fwynhau dathliadau y nadolig, sicrhewch fod eich yswiriant yn ddigon i ddiogelu eich lles ariannol y Nadolig hwn.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fuwcommercial.co.uk\/2020\/12\/09\/insuring-your-christmas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Yswirio\u2019ch Nadolig - 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